Life Insurance

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Term life insurance is an ideal way to cover your short- and medium-term debts at affordable rates. It protects you and your loved ones while providing you with the time you need to meet your financial commitments.
​You can add critical illness or disability coverage as an option to your term life insurance.

Pick-A-Term

Protects you for the exact duration of your financial obligations.
​Pick-A-Term is an interesting option if you have a mortgage.

  • Your choice of coverage terms, from 10 to 40 years
  • Premiums that will never increase during the selected term
  • Protection for all of your loans and lines of credit under a single coverage
  • Renewal on the annual basis after the initial contract period for continued coverage, if needed
  • The opportunity to convert your insurance into permanent life insurance without a medical exam

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T10 and T20

Protects you for 10 or 20 years.

  • Coverage for 10 or 20 years
  • Premiums that will never increase
  • Contract renewal for the same duration as the original policy
  • The opportunity to convert your insurance into permanent life insurance without a medical exam

Alternative T20

Covers your life insurance needs if you do not wish to undergo a medical exam or if your health prevents you from obtaining term life insurance.

  • Coverage for 20 years
  • Premiums that will never increase
  • No medical exam required for enrollment
  • Guaranteed acceptance