Guaranteed life insurance

Permanent life insurance protects you for as long as you live. You choose how long you want to pay and your coverage continues after you have finished paying your premiums, even if your health changes. You get the best of both worlds: the security of life insurance combined with flexible premium payments.
​You can add critical illness or disability coverage to your life insurance plan.

T100

Offers premiums that will never increase, making it easier to manage your budget. You know how much you will pay and for how long.

  • Premiums that will never increase
  • Payments spread until 100 years of age
  • A guaranteed insurability benefit for children insured by 21 years of age
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Child Life & Health Duo

Offers a comprehensive solution that insures your child’s life and covers his or her needs in the event of a critical illness.

  • Permanent life insurance that is fully paid when the insured turns 30
  • Premiums that will never increase
  • Coverage for several critical illnesses, conditions and juvenile illnesses

Life & Serenity 65

Offers the security of life insurance coverage with the possibility of financial assistance so you may obtain appropriate care when you are no longer able to care for yourself.

  • Guaranteed life insurance coverage until the death of the insured
  • A monthly benefit paid to the insured in case of loss of independence
  • A waiver of premiums following diagnosis of an illness covered under the policy

Alternative and Perspective

Offers you a solution if you do not wish to undergo a medical exam or if your health prevents you from obtaining life insurance.

  • Enrolment with no medical exam
  • Premiums that will never increase
  • Benefits to inheritors doubled in case of accidental death
  • Guaranteed acceptance for the Alternative plan
  • Surrender values with Perspective coverage